Personal Loan
Your Dreams Our Supports
At Umang Finance, our Personal Loan is designed to give you quick access to funds with simple eligibility and transparent terms. Whether you need money for education, travel, home improvement, debt consolidation, or business expansion, we ensure a smooth process with minimal paperwork and competitive interest rates.
Please note: We do not provide personal loans for weddings or medical emergencies.
Categories of Personal Loan
Our personal loan is processed under two document-based categories:
Schedule of Pay Slip Loan Availability (as per monthly salary)
| Employment Type | Loan Multiple of Monthly Salary | Maximum Tenure |
|---|---|---|
| Govt. Employee | 30× – 50× | Up to 10 years |
| Private Employee | 10× – 30× | Up to 7 years |
Schedule of ITR Loan Availability (as per annual ITR income)
Last 2 Year I.T.R. x 3-4 Times
Schedule of Pay Slip Loan Availability (as per monthly salary)
• Required Documents:
• ITR: Aadhaar, PAN, 3-month Bank Statement,, 2 Years ITRs + Computation
• Pay Slip: Aadhaar, PAN, 3-month Bank Statement, 2 Month Salary Slips