Business / Project LOAN

From Blueprint to Breakthrough

Umang Finance supports entrepreneurs and business owners with tailored loans to fuel growth, manage working capital, or fund new ventures. Whether you’re a small trader or planning a large-scale project, our solutions are structured for flexibility and ease.

Eligibility:
• Applicant must be self-employed / business owner / entrepreneur.
• Must have a minimum business vintage of 2 years
• Should have valid GST registration or ITR.
Documentation:

For Loans Below ₹5 Lakhs:
• Aadhaar & PAN
• Last year’s ITR with computation
• GST Registration or MSME Certificate
• Last 6 months’ Current Account bank statement
• Business address proof

For Loans Above ₹5 Lakhs:
•  Aadhaar & PAN
•  2 years’ ITRs with computation
•  GST Registration or MSME Certificate
• Last year GST return
• Last 1 year’s Current Account bank statement
• Balance Sheet for the last year
• Business address proof

For Project Loans:
• Aadhaar & PAN
• Detailed project report & cost estimation
• Implementation plan with timelines
• CA-certified financial viability report
• Business address proof

Key Features:
• Loan range: ₹1 Lakh to ₹2 Crores
• Flexible repayment tenure: 1–15 years
• Funding for expansion, equipment purchase, inventory, or project execution

• Fast processing with minimal documentation