Property Loan

Leverage the value of your residential or commercial property to meet personal or business financial
needs. Umang Finance offers high loan-to-value (LTV) with transparent terms and quick approvals,
ensuring you unlock your property’s potential without selling it.

Eligibility:
Age: 21–60 years 
• Indian Residents with valid ownership proof Salaried or self-employed individuals, firms, and companies

Loan Features: 
• Loan-to-Value (LTV): 70–80% based on property type
• Property Type: Residential or commercial
• Tenure: Up to 15 year
Special Benefits:
• High LTV ratio for maximum funding
• Access funds while keeping your property in your name
• End-to-end support, from documentation to disbursement
Required Documents:
• Property Ownership Proof – Xerox of Registry or Khasra-Khatoni (any one)
• Property Owner KYC – Aadhaar & PAN
• Property Address Proof – Utility bill or municipal record (only for address, not ownership)
• Financial Proof – Last 2 months’ salary slips or last year’s ITR & Latest 3-month bank statement